Learn more about property coverage options
Home Insurance Coverage — What Is Covered
Dwelling: Pays for damage or destruction to your house and any unattached structures and buildings, such as fences, detached garages, and storage sheds
Personal Property: Covers the contents of
your house, including furniture, clothing and appliances, if they are stolen, damaged, or destroyed.
Liability: Protects you against financial loss if you
are sued and found legally responsible for someone else's injury or property damage.
Medical Payments: Covers medical bills for people hurt on your property.
Loss of Use: Pays for additional living expenses if your home is too damaged to live in during repairs.
Renters Insurance: If you rent your home, having renters insurance protection is still important for yourself and your possessions. Similar to home owners, renters insurance protects you in situations that everyone can face.